Rent to Own, also refer to as Lease Options to Purchase.  A Rent-to-Own Home is when the buyer lease a home for a set amount of time, and having control of the property. Then exercise the option to purchase the property before or when the lease expires. 

Rent to Own program ranges between 2- -4 years.  The length of the Rent to Own Program is customized to you!  Meanwhile this is your time in restoring/build your credit. Rent price is locked for duration of time without fluctuation. 

Initial option consideration is the amount of money you have to put forward towards the Rent to Own program once you are enrolled. We recommend having a minimum of $10,000 for your Initial Option Consideration.

*Your Option Consideration turns into your down payment once you qualify and choose to purchase the property. A larger option consideration means a larger down payment or lower future mortgage payment.

Each program is custom designed for the rent to own buyer. The monthly consideration is determined by your financial situation.  Keep in mind that this amount is saved for you, and gets credit back towards you when you decide to purchase the home.

Definitely! When you exercise your right in purchasing the property, the initial deposit and monthly consideration all gets credit back to you when you decide to purchase the home.

Once we verified your application, a $1000 commitment fee will be collected in order to get the process started (one time only).  We do offer a 7 day money back guarantee.  

The difference is that you are working towards being a homeowner.  A portion of your monthly rent payment is saved up for you when you decide to purchase the home. In addition your rent stays the same for the duration of your term (this is determined by the house and location of your choosing).

You do not have to worry about the property tax and home insurance during the terms of the lease.  Rental insurance however is required.

As future homeowners, you have to experience all aspects of home ownership, this includes the utilities. 

Since this will be your home at the end of the agreement or term, you will be responsible for all repairs and maintenance.
You as the future home owner will be responsible for a full inspection to ensure the quality of the home is up to standards.   

Definitely! As long as you inform the landlord prior to the changes.

Yes! Our program goals is to help individuals in these situations. We are dedicated to your success.

You will be required to sign a standard lease agreement and an option to purchase agreement. All documents and paper work that will be explained in detail during the process of the rent to own program. Don’t be afraid to ask, we are here to help.

We generally look for a recent tax assessment, proof of income and a completed application form for anyone moving in over the age of 18.

No, subleasing is not allowed when you are in the Rent to Own program.  This is to ensure you will be able to sustain all payments and not rely on someone else.